Why Insurance Matters More Than Price

When homeowners call for tree removal or storm cleanup, the first question is usually about cost. But the most important question should be: “Are you insured?”

Tree work is one of the most dangerous professions in America. Chainsaws, falling limbs, heavy equipment, and steep slopes make it risky for even experienced crews. If a company is uninsured, the homeowner may be held liable for accidents or damages that occur on their property.

That’s why choosing a fully insured tree service in Ellijay, Blue Ridge, or Jasper isn’t just smart — it’s essential.

The Risks of Hiring Uninsured Crews

Uninsured or underinsured operators often offer cheap prices, but the risks are staggering:

Property damage — If a falling tree hits your home, fence, or vehicle, you may have to pay out of pocket.
Worker injuries — If a worker is hurt on your property, you could face medical and legal expenses.
No recourse — With no insurance, you have no guarantee of compensation for mistakes or accidents.

That “cheap” job could quickly turn into one of the most expensive mistakes a homeowner can make.

What Proper Insurance Looks Like

A professional tree company should carry two key types of coverage:

General Liability Insurance — Covers damage to homes, vehicles, fences, and other property.
Workers’ Compensation Insurance — Covers employees in case of injury.

Mario Alonzo Tree Service carries both. That means if something goes wrong, you’re protected.

The Safety Advantage of an Insured Crew

Insurance isn’t just paperwork — it reflects a company’s commitment to professionalism and safety. Insured companies:

Invest in training and equipment.
Follow industry best practices.
Take the time to plan jobs carefully, reducing risks.

When you hire Mario and his crew, you’re hiring 23 years of experience plus the peace of mind that comes with knowing everything is covered.

A Real-World Example

Imagine this: A neighbor hires a cut-rate crew to remove a tree close to their home. The tree falls the wrong way, crushing part of the roof. Without insurance, they’re on the hook for thousands in repairs.

Now picture the same job with a fully insured company. Not only would the risk have been minimized with proper planning, but if the unexpected did happen, the insurance company pays — not the homeowner.

Questions to Ask Before Hiring Any Tree Service

To protect yourself, always ask:

Do you carry liability insurance and workers’ comp?
Can you provide proof of coverage?
How many years of experience do you have?
What safety practices do you follow?

If a company hesitates or can’t answer confidently, that’s your red flag.

The Bottom Line

Tree removal is not the place to gamble on the lowest price. An uninsured company puts your home, your finances, and your peace of mind at risk. By choosing an insured professional like Mario Alonzo Tree Service, you’re investing in safety, trust, and protection.

👉 Protect your home and your family. Call Mario Alonzo Tree Service today — fully insured, experienced, and committed to safety above all.